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Here at Rickard Insurance, we are dedicated to you and all your different insurance needs.

We've been around for over 80 years and we're here because of you, the customer. We have thrived on award winning customer service since day one when Jay Rickard founded our agency right here in Schenectady NY in 1933. To this day we are still family owned and operated.

Knowledge Base

  • Same day auto insurance - normally within a few minutes
  • 24/7 assistance
  • Unmatched Customer Service
  • Friendly, helpful, and knowledgeable staff
  • Personal account manager
  • Safety First tips for you and your family
  • Free business consultations
  • EFT and full pay discounts
  • Discounts on car insurance rates
  • Discounts when you bundle
  • Business packages

Our Company at a Glance

Some of What We Insure:


  • Cars
  • Homeowners
  • Boats
  • RV's
  • Workers Comp
  • Flood
  • Business
  • Specialty

Choosing Your Coverages

We know it's often hard to figure out how to determine what type of insurance coverages you should get and what type of benefits go along with it, but now it's easier than ever to determine what to get.

Taking Care of Your Business

It's hard to know just how your business needs to be insured and what you should be insuring for. But don't worry, today we're going to go over all your questions.

Some of the Benefits You Will Enjoy Include: 

Call for a free quote : 518-356-1900